Comparison

AML Mate vs easyAML (2026)

Two Australian platforms built for Tranche 2. One honest, side-by-side comparison: pricing, verification, screening, reporting, and who each one actually suits.

Published 3 July 2026 · easyAML figures from easyaml.com as at 3 July 2026

We make AML Mate, so read this knowing where we sit. To keep it useful rather than promotional, every easyAML figure comes from their own public pages, we link the sources, and we say plainly where easyAML is genuinely stronger. There are firms for whom easyAML is the better pick, and we name them at the end.

At a glance

AML MateeasyAML
Entry price$49/month$179/month + GST
ContractMonthly, cancel anytime12-month term
Verifications included (entry plan)5/monthNone (pay per use)
Extra identity verification$5 each$20 + GST each (KYC)
KYB / company checkBeneficial-owner records with PEP & sanctions screening; no automated ABN/ACN lookup yet$40 + GST each (entry plan)
PEP & sanctions screeningIncluded on paid plans (fair-use limits apply)Included
AI compliance assistantYes, with AUSTRAC citationsNot advertised
Free way to startFree compliance check, no login, + 14-day trialDemo and onboarding session
Third-party integrationsFewer todayBroad (practice management, real estate, conveyancing)

The pricing difference, worked through

Headline prices hide the real cost, which is the subscription plus verifications. Take a typical small firm: four people, verifying 10 new individual clients a month.

  • easyAML Starter: $179/month plus 10 KYC checks at $20 each is $379/month + GST, around $4,548 + GST per year, on a 12-month term.
  • AML Mate Essentials: $49/month with 5 verifications included, plus 5 extra at $5 each is $74/month, around $888 per year, cancel any month.

That is roughly a five-times difference in year-one cost for the same firm. If you verify very few clients the gap narrows but does not close: the subscriptions alone are $179 versus $49. And the more clients you verify, the wider the gap gets:

easyAML StarterAML Mate Essentials
$0$200$400$600$800051015202530Identity verifications per month$379$74easyAML Starter$779/moAML Mate Essentials$174/mo
Monthly cost by identity verifications per month, entry plans
Verifications/monthAML Mate EssentialseasyAML Starter (ex GST)
0$49$179
5$49$279
10$74$379
15$99$479
20$124$579
25$149$679
30$174$779
Entry plans. easyAML figures ex GST, as published at easyaml.com on 3 July 2026. AML Mate Essentials includes 5 verifications/month, then $5 each.

One honest caveat: the two products do not verify identity the same way, so a check on one platform is not a perfect substitute for a check on the other. Details below.

Where easyAML is genuinely strong

Identity verification depth. easyAML is built by Scantek, an established Perth identity verification provider. Their KYC includes document verification with back-to-source checks, biometric face match with liveness detection, and their KYB includes ABN/ACN lookups with beneficial owner identification. AML Mate's electronic verification today is biometric document-plus-selfie matching: a strong, auditable record that the person presenting the ID matches it, but it does not yet check documents back to authoritative government sources. If back-to-source verification is a hard requirement for your risk appetite today, easyAML has the edge.

Integrations. easyAML lists integrations with Actionstep, Clio, Affinity and Unity on the legal side, Xero for accounting, and a long list of real estate and conveyancing platforms. AML Mate has fewer integrations live today.

White-labelling and account management. Their higher tiers include white-labelling and a dedicated account manager, which matters for larger or multi-brand operations.

Where AML Mate is different

Price and commitment. $49/month against $179/month + GST, verifications included rather than $20 each, and no 12-month contract. If you signed up during easyAML's free period and are now looking at the first invoices, this is exactly the comparison to run before your term locks in.

An AI assistant that cites its sources. AML Mate includes an AI compliance assistant grounded in AUSTRAC's own guidance documents, with citations back to the source material, inside the same tool that holds your program and client records. easyAML does not advertise an equivalent.

Depth of the program editor. AML Mate's AML/CTF program builder is a full Part A-F editor: industry-specific prefill, section-by-section editing with completion tracking, AI-assisted drafting, and export to both PDF and editable Word. Your program stays a living document, not a one-off generated PDF.

Audit-ready evidence in one export. AML Mate bundles your program, client register, screening history, reports, training records and activity log into a single audit pack download.

Feature by feature

CapabilityAML MateeasyAML
Risk assessmentGuided, deterministic scoring, industry-specificGuided, industry-specific
Client CDD recordsIndividuals, companies, trusts, beneficial ownersYes
Client self-service KYC intakeYes, tokenised linkYes
Sanctions screeningDFAT consolidated list, risk-based auto re-screeningPEP, sanctions and criminal watchlists
Adverse mediaGuided manual check, recorded on fileAutomated screening advertised
Electronic identity verificationBiometric document + selfie matchDocument, biometrics, liveness, back-to-source
Transaction monitoringRules-based (thresholds, structuring, rapid movement)Rules-based with behavioural analysis
SMR / TTRGuided forms, validation, PDF/Excel, status trackingPrepopulated reports
Staff training5 modules, quizzes, certificates, staff portalRole-specific modules, access restrictions
AI assistanceAssistant with AUSTRAC citations, drafting, triageNot advertised

Both platforms prepare AUSTRAC reports for you to lodge; neither replaces your obligation to lodge with AUSTRAC and keep your program current. AUSTRAC does not approve or endorse any commercial software, ours included.

Which one should you pick?

Pick easyAML if: you need back-to-source identity verification from day one, your workflow lives inside a practice management or conveyancing platform they integrate with, or you want white-labelling and a dedicated account manager and the budget supports $179 to $999 a month plus per-check fees.

Pick AML Mate if: you are a small or mid-sized firm that wants the whole obligation covered (program, CDD, screening, monitoring, reporting, training, audit trail) at a price that does not need a partner meeting to approve, with no lock-in, and you value an AI assistant that answers AUSTRAC questions with citations while you work.

For the longer narrative version of this comparison, see the full write-up on our blog.

Frequently asked questions

Is AML Mate or easyAML cheaper?

AML Mate starts at $49/month with 5 identity verifications included and extras at $5 each, cancel anytime. easyAML starts at $179/month + GST on a 12-month term with KYC checks at $20 + GST each on the entry plan (pricing as published at easyaml.com, 3 July 2026). For a typical small firm verifying 10 clients a month the difference is roughly five times in annual cost.

Does AML Mate lock me into a contract?

No. AML Mate is billed monthly and you can cancel anytime. easyAML plans are on a 12-month term per their published pricing.

How does identity verification differ between the two?

easyAML uses parent company Scantek’s verification stack including back-to-source document checks. AML Mate’s electronic verification is biometric document-plus-selfie matching, which creates a strong auditable record but does not yet check documents against authoritative government sources.

Can I try AML Mate before paying?

Yes. Run the free compliance check with no login, then take a 14-day free trial of the full product.

See where you stand in five minutes

Run the free compliance check with no login, then put your real client workflow through a 14-day free trial. Cancel anytime.

Pricing and feature claims about easyAML are drawn from easyaml.com as at 3 July 2026 and may change; verify current details on their site. easyAML is a product of Scantek Solutions Pty Ltd; all trademarks belong to their owners and are used here for comparison. This page is general information, not legal advice, and no software makes you compliant by itself. See our disclaimer.

AML Mate vs easyAML (2026): Pricing & Feature Comparison