We make AML Mate. This is our comparison, not an independent review. AMLwise descriptions come from its public website, not a hands-on product test. Confirm the service scope, tax treatment and contract terms before buying.
Service or workspace?
Start with who will do the work. A bundled service and software your team operates can carry different responsibilities and support.
Guided software workspace
AML Mate
$49
Essentials, AUD/month including GST
- Program
- Build and tailor your program in the app. PDF and Word downloads unlock with the first payment.
- Daily work
- Manage client records, screening, report preparation and staff training. Your team reviews the results and takes action.
- Capacity
- Up to 5 team members and 50 client records. 5 hosted ID checks and 250 screenings per month.
Expert-led service
AMLwise
$199
Lite, AUD/month excluding GST
- Program
- Included on Lite and Comprehensive; $999 on pay-as-you-go
- Daily work
- Advertises tailored program development, expert support, enrolment assistance, monitoring and reporting services. Confirm who does each task.
- Capacity
- Lite includes 5 CDD checks per month; Comprehensive includes 15. Confirm staff access, client capacity and support scope.
Plans and paid-month costs
Three ways to buy AMLwise. A $0 monthly fee means paying for individual services.
Pay as you go
$0/month, ex GST
- CDD checks/month
- 0 included
- Extra CDD check
- $50
- AML program
- $999
No monthly subscription. Program and other services are priced separately.
Lite
$199/month, ex GST
- CDD checks/month
- 5 included
- Extra CDD check
- $40
- AML program
- Included
A monthly bundle for lower CDD volumes.
Comprehensive
$399/month, ex GST
- CDD checks/month
- 15 included
- Extra CDD check
- $30
- AML program
- Included
A larger monthly CDD allowance.
AMLwise marks monthly fees as excluding GST. Confirm GST on its individual program and extra-check charges. The program is included in both subscription plans. Pay-as-you-go has no monthly fee, but services are not free.
12 paid months, GST included
Subscription totals for 12 paid months, including 10% GST where monthly fees exclude it. These are not first-year invoices or equivalent-service quotes. They exclude extra checks, separately charged services, advice and staff time. Compare your client volume, team capacity and required support before choosing a plan.
- AML Mate Essentials$588 including GST
- $588including GST
- AML Mate Professional$1,188 including GST
- $1,188including GST
- AMLwise Lite$2,388 + GST
- $2,626.80including GST
- AMLwise Comprehensive$4,788 + GST
- $5,266.80including GST
What each service covers
Public descriptions tell you what to ask about. They do not prove how a service performs in your practice.
Program and risk assessment
- AML Mate
- Guided risk assessment and editable Part A-F program, with PDF and Word exports after the first payment. Review and tailor it to your practice.
- AMLwise
- Advertises expert preparation of a tailored program and risk assessment. The program is included in subscription plans and separately priced for pay-as-you-go.
Client checks and ongoing work
- AML Mate
- Client records, hosted ID verification, PEP and sanctions screening, transaction records and alerts. Allowances and additional charges depend on your plan.
- AMLwise
- Publishes bundled CDD checks with identity verification, PEP screening, monitoring and transaction risk assessment. Ask what evidence you receive and who resolves exceptions.
Reporting and record keeping
- AML Mate
- Prepare reports and export evidence from your records. You lodge reports in AUSTRAC Online and record the lodgement details.
- AMLwise
- Advertises suspicious matter reporting, record keeping and ongoing reporting services. Confirm which reports are prepared or lodged, by whom, and what is included in your quote.
Support and guidance
- AML Mate
- In-app AI guidance with sources, training modules and support. AI guidance needs review and is not legal advice. Professional and Business include priority support.
- AMLwise
- Promotes a done-for-you approach and unlimited expert support. Confirm response times, training delivery and support inclusions for your selected package. An equivalent AI assistant was not identified on the reviewed public page.
Which fits your practice?
Consider AMLwise when
You want experts involved in preparing your program and supporting ongoing work, or prefer per-item purchasing for occasional use. Get a written scope covering responsibilities, support and charges.
Consider AML Mate when
Your team wants to run its own program, client reviews, reporting preparation and training in one workspace. Choose a plan that fits team size, client records and verification volume.
Questions to ask before buying
Who prepares, approves and maintains the program? Who performs reviews and follows up exceptions?
What does one CDD check cover, how long does monitoring continue, and are retries or entity checks charged separately?
What are the minimum term, cancellation rules, support response times and export rights after cancellation?
Which reporting services apply to this practice, and who approves and lodges each report? Ask for a GST-inclusive quote.
AML Mate provides software and information, not legal advice or a guarantee of compliance.
Common questions
Is AML Mate or AMLwise cheaper?
AML Mate Essentials starts at $49/month including GST. AMLwise Lite is $199/month excluding GST and Comprehensive is $399/month excluding GST. Over 12 paid months, these AMLwise subscriptions total $2,626.80 and $5,266.80 including GST, before extra services. Check scope and support differ, so the lowest subscription price is not an equivalent-service quote. Pricing checked 18 October 2026.
What is the main difference between AML Mate and AMLwise?
AMLwise advertises expert-led program development and ongoing support. AML Mate is software for your team to build and manage its program, client records and reviews. Both require you to understand your responsibilities and verify the scope you are buying. No subscription alone guarantees compliance.
Does AMLwise or AML Mate charge an upfront program fee?
AML Mate includes the program in its paid subscription without a separate setup fee; downloads unlock with the first payment. AMLwise includes the program on Lite and Comprehensive. Its pay-as-you-go table lists the program at $999. Confirm GST on individual item charges with AMLwise.
Can I try AML Mate before paying?
The free compliance check needs no login. Eligible accounts get a 14-day free trial. A card is required at checkout. Your subscription automatically renews at your selected monthly price unless you cancel before the trial ends. During the trial you can build and use your program and records in the app. Downloading the program and audit pack unlocks with your first payment, and you can start paying early at any time. Accounts that have already used a trial, or choose to skip it, start with payment.
Sources and review scope
Pricing checked 18 October 2026.
Public service descriptions checked on the same date. Original feature observations were recorded on 9 July 2026. This refresh uses current public information, not a product trial. Unverified features are not proven absent. Confirm the current agreement and quote with the provider.
- AMLwise public pricing
Monthly fees, CDD allowances, extra-check prices and program inclusions.
- AMLwise service description
Program development, support, monitoring and reporting descriptions. These are provider claims, not tested performance.
- AML Mate plans and allowances
Current plan limits, trial terms and additional identity-check charges.
- Estimate AML Mate usage costs
Model your own team size, client records and hosted ID-check volume.
Try the workflow before choosing a plan
Start with the free compliance check. Then explore whether AML Mate suits the way your team works.
Eligible accounts get a 14-day free trial. A card is required at checkout. Your subscription automatically renews at your selected monthly price unless you cancel before the trial ends. During the trial you can build and use your program and records in the app. Downloading the program and audit pack unlocks with your first payment, and you can start paying early at any time. Accounts that have already used a trial, or choose to skip it, start with payment.