All comparisons

A practical buying guide

AML Mate vs AML Comply (2026)

A program purchase or a monthly workspace?
Separate the upfront cost from the ongoing work.

Start with the comparison

Know what was checked

Pricing & public pages
18 October 2026
Review scope
Public information, not a product trial
View sources and review scope

We make AML Mate. This is our comparison, not an independent review. AML Comply descriptions come from its public pages, not a hands-on test. Check current inclusions and contract terms with each provider.

Two ways to buy

AML Mate starts at $49/month including GST. AML Comply lists a $1,200 program purchase with optional updates and separately billed training. Start with the services your practice needs.

Monthly workspace

AML Mate

$49

AUD/month, including GST

Starting point
Essentials subscription. Program, client records, screening, report preparation and training in one workspace.
Ongoing use
Monthly billing. Up to 5 team members and 50 client records; usage limits apply.
Before you start
Free check without login. Eligible accounts can trial with a card; downloads unlock with the first payment.
View AML Mate plans

Program purchase + optional services

AML Comply

$1,200

One-off displayed program fee; confirm GST

Starting point
Program builder and risk assessment. Confirm export rights and access after purchase.
Ongoing use
Optional document updates at $60/month. Training is $30/month per seat, billed annually.
Before you start
Request a demo and quote covering updates, storage, training seats and support.
View AML Comply pricing

AML Comply GST treatment is not clearly stated on the reviewed pricing cards. Its figures below are the displayed prices, not confirmed GST-inclusive totals. Ask for a tax-inclusive quote before comparing final costs.

The cost breakdown

Four people, a program, updates and training.

Illustration: four team members, 40 client records and 12 paid months. AML Comply includes the program purchase, document updates and four annual training seats in this example. AML Mate Essentials is $588 including GST over 12 paid months, within its team and client limits. These are different service packages, not equivalent-service quotes. Totals exclude trial discounts, extra verification charges, DVS checks, professional advice and staff time.

AML Comply selected services

Program purchase plus 12 months of the selected extras

Program builderOne-off purchase
$1,200
Document updates$60 × 12 months, optional
$720
Training for four people$30 × 4 seats × 12 months, billed annually
$1,440
Total at displayed pricesGST to be confirmed
$3,360

The $3,360 is a total of the selected services at displayed prices, not a monthly payment schedule. Training is billed annually; confirm when the program and update charges are due. If you only need the program, compare the $1,200 purchase on its own and confirm continued access and export terms.

AML Mate Essentials

$588over 12 paid months

Including GST, before extra usage charges

$49/month × 12. Includes up to 5 team members, 50 client records and 5 hosted ID checks each month.

Professional is $1,188 including GST over 12 paid months if its higher allowances fit your needs. Four people alone do not require that upgrade.

Estimate your AML Mate costs

What the tools cover

Look beyond the document you generate on day one. Ask how your team will maintain records, review changes and train staff.

AML Comply entries describe its publicly advertised capabilities or questions to verify. An unverified feature is not the same as a missing feature.

Program and risk assessment

AML Mate
Guided risk assessment and an editable Part A-F program. PDF and Word exports unlock with the first payment.
AML Comply
Advertises a guided program and risk-assessment builder with PDF/Word exports.

Document upkeep and records

AML Mate
Edit your program and retain client, report and training records. Your team reviews changes and keeps its procedures appropriate.
AML Comply
Advertises optional document updates, storage, version history and reminders. Confirm subscription access.

Staff learning

AML Mate
Five modules with quizzes, certificates and a staff portal, included with paid plans. Check team limits.
AML Comply
Advertises 24+ courses, role-based learning and certificates through annually billed seat subscriptions.

Client checks and screening

AML Mate
5 hosted ID checks/month on Essentials, plus DFAT sanctions and OpenSanctions PEP screening within plan limits. Extra hosted checks are $5 + GST, subject to availability and monthly capacity.
AML Comply
Describes CDD checklists and templates. Confirm whether live identity checks and screening are included or separately supplied.

Monitoring and reports

AML Mate
Transaction records, rules-based scans and alerts. Prepare SMR/TTR records and exports; lodge reports separately.
AML Comply
Describes reporting guidance in its program. Ask to see transaction monitoring and the actual report workflow.

AI assistance

AML Mate
Source-linked AI guidance and help drafting program sections. Review answers and generated text before use.
AML Comply
We have not verified an equivalent assistant. Ask for a demonstration if AI support matters to you.

Which one should you pick?

Consider AML Comply if

  • Your immediate purchase is a program and risk assessment, with updates and training selected separately.
  • Its practitioner background and role-based training catalogue match what your team needs.
  • You are comfortable confirming the ongoing access, update process and separate operational tools in your quote.

Consider AML Mate if

  • You want a monthly workspace for program editing, client records, screening and report preparation.
  • Your team fits the published plan limits and wants training and hosted checks within the subscription.
  • You want to evaluate the in-app workflow before paying, with card-required trial terms and download limits made clear.

Practitioner background

AML Comply identifies Dean Crowle as Co-Founder & Compliance Director and Jared Crowle as Co-Founder & Product Architect. Its team page describes Dean’s audit, advisory and training work since 2013. That practitioner background may matter to your selection; confirm whether individual advice or review is included in the package you buy.

Read AML Comply’s team page

Three questions before you choose

  1. Which records can we keep editing and export after cancelling each optional service?

  2. When guidance changes, what is updated automatically and what must our team review?

  3. Which client checks, staff seats and support are included? What is the total including GST and when is each charge due?

Frequently asked questions

Is AML Mate or AML Comply cheaper?

AML Mate Essentials is $49/month including GST, or $588 across 12 paid months before extras. The AML Comply example totals $3,360 at displayed prices for its program, 12 months of optional updates and four annual training seats; confirm GST. Choosing just its program costs $1,200 at the displayed price. Scope and billing differ, so compare the services you actually need.

What is the main difference between AML Mate and AML Comply?

The purchase model and workflow. AML Comply lists a one-off program purchase with optional ongoing updates and separately billed training. It also advertises document storage and version history. AML Mate combines program editing, client records, screening, reporting tools and training in a monthly subscription. Confirm the exact workflow in each product rather than assuming a listed capability is equivalent.

Who is behind AML Comply?

AML Comply identifies Dean Crowle as Co-Founder & Compliance Director and Jared Crowle as Co-Founder & Product Architect. Its team page describes Dean’s audit, advisory and training work since 2013. That practitioner background may matter to your selection; confirm whether individual advice or review is included in the package you buy.

Can I try AML Mate before paying?

The free compliance check needs no login. Eligible accounts get a 14-day free trial. A card is required at checkout. Your subscription automatically renews at your selected monthly price unless you cancel before the trial ends. During the trial you can build and use your program and records in the app. Downloading the program and audit pack unlocks with your first payment, and you can start paying early at any time. Accounts that have already used a trial, or choose to skip it, start with payment.

Sources and review scope

  • AML Comply pricing and product

    Pricing checked 18 October 2026. Public descriptions were reviewed on the same date. Displayed tax treatment needs confirmation; advertised capabilities were not tested inside the product.

  • AML Comply team and approach

    The provider’s account of its founders and experience. This is not an independent endorsement or a statement that personal advice is included.

  • AML Mate plans and trial terms

    Prices and allowances derive from our plan configuration. Product descriptions were checked against the current implementation.

General product information, not legal advice. Software does not make a practice compliant by itself. Read our disclaimer.

Try the workflow for your practice

Start with the free compliance check. No login required.

Eligible accounts get a 14-day trial with a payment card. Billing starts unless cancelled before the trial ends. Program and audit pack downloads unlock with the first payment.